Ratibi Card Salary Check: Easy Balance Inquiry & Benefits
Struggling to check your Ratibi Card salary balance or unsure about its hidden benefits? You’re not alone—many employees face the same issue, but the solution is simpler than you think! The Ratibi Card by FAB is more than just a salary card; it gives you instant access to your wages, free SMS alerts, and even salary advances.
With easy online balance checks, ATM withdrawals, and digital payments via the Payit app, managing your salary has never been this convenient. Stay with us as we uncover everything you need to know to maximize your Ratibi Card benefits effortlessly!
What is the Ratibi Card?
The Ratibi Card is a Wages Protection System (WPS)-compliant salary payment solution that allows employers to pay salaries digitally without requiring employees to have a traditional bank account.
The Ratibi Card is a prepaid salary card by First Abu Dhabi Bank (FAB), designed for employees earning up to AED 5,000, allowing them to receive their salaries without a bank account. It enables ATM withdrawals, purchases, and online transactions, while offering free SMS alerts and accident insurance. Employees can check their balance online, via the Payit app, or at ATMs.
Who Can Get a Ratibi Card?
- Employees earning AED 5,000 or less per month.
- Workers who do not have a personal bank account.
- Employees of companies registered with FAB for payroll services.
Ratibi Card vs. Bank Account
| Feature | Ratibi Card | Traditional Bank Account |
|---|---|---|
| Account Requirement | No bank account needed | Bank account required |
| Salary Payment | Preloaded onto the card | Deposited into an account |
| ATM Withdrawals | Yes | Yes |
| Online Banking | Limited | Full access |
| Transaction History | Limited | Full records available |
Ratibi Card Salary Check – In UAE
The Ratibi Card from FAB is a convenient salary payment solution designed for workers without a bank account. It ensures seamless payroll processing, making it easier for employees to access their wages securely.
With this prepaid card, users can withdraw cash, make purchases, and check their salary balance anytime. It offers a hassle-free way to manage earnings without the need for a traditional banking system.
Methods to Check Your Ratibi Card Balance:
Online Ratibi Card Salary Check:
- Step 1: Visit the Ratibi Prepaid Card Balance Enquiry portal.
- Step 2: Enter the last two digits of your Ratibi Card number and your Card ID number.
- Step 3: Click on “Go” to view your current balance.
Using the Payit Mobile App
- Step 1: Download the Payit App from the Google Play Store or the Apple App Store.
- Step 2: Open the app and select “Ratibi Cardholder.”
- Step 3: Scan your Emirates ID and confirm your details.
- Step 4: Enter your Ratibi Card details (Card ID and the last two digits of your card).
- Step 5: Provide your mobile number and verify it using the 6-digit code sent via SMS.
- Step 6: Create a 4-digit PIN to complete the registration.
Rabiti ATM Balance Inquiry
- Step 1: Insert your Ratibi Card into any FAB ATM.
- Step 2: Enter your PIN.
- Step 3: Select the “Balance Inquiry” option.
- Step 4: Your current balance will be displayed on the screen.
Note: While FAB ATMs offer this service free of charge, using non-FAB ATMs may incur fees.
By utilizing these methods, Ratibi Cardholders can efficiently monitor their account balances and manage their finances effectively.
How to Apply for a Ratibi Card: Step-by-Step Guide
he Ratibi Card by First Abu Dhabi Bank (FAB) is a payroll solution designed for employees earning up to AED 5,000 monthly, enabling salary receipt without the need for a traditional bank account.
Application Process:
- Employer Requirements:
- Hold a corporate account with FAB.
- Complete the Ratibi Application Form and an Employee Details Excel Sheet.
- Submit these documents to the nearest FAB branch or community banking center.
- Employee Eligibility:
- Must be a UAE resident.
- Possess up-to-date Know Your Customer (KYC) documentation.
Benefits:
- For Employers:
- Streamlined salary disbursement.
- Compliance with the UAE’s Wages Protection System (WPS).
- Reduced administrative tasks related to cash handling.
- For Employees:
- Access to salaries without a bank account.
- Ability to withdraw cash from ATMs and make purchases globally.
- Free personal accident insurance.
- Free SMS alerts for salary credits and transactions.
By following this process, employers can provide their eligible employees with a secure and efficient method to receive and manage their salaries through the Ratibi Card.
Application Form for Ratibi Card PDF
How Does the Ratibi Card Work?
The Ratibi Card is a prepaid payroll card by First Abu Dhabi Bank (FAB) designed for employees earning up to AED 5,000. It eliminates the need for a bank account, allowing employers to load salaries directly onto the card.
Key Features
- Salary Access: Withdraw cash from ATMs or make purchases at stores and online.
- Bill Payments: Pay utilities like DEWA, Etisalat, and DU using the Payit app.
- Free SMS Alerts: Notifications for every salary credit and transaction.
- Insurance: Up to AED 25,000 accident coverage.
Additional Benefits of the Ratibi Card
Many employees only use their Ratibi Card for salary withdrawals, but there are several hidden benefits that most users are unaware of:
1. Free SMS Alerts
Whenever your salary is credited, you will receive a free SMS notification.
2. No Minimum Balance Requirement
Unlike traditional bank accounts, the Ratibi Card does not require a minimum balance.
3. 24/7 Fund Accessibility
Withdraw your salary anytime, anywhere, using ATMs or point-of-sale (POS) machines.
4. Personal Accident Insurance
- Up to AED 25,000 insurance in case of accidental death.
- AED 50 per day for hospitalization (up to 30 days).
- AED 5,000 repatriation coverage for transporting remains to the home country.
5. Integration with Digital Wallets
Make online payments and store your salary digitally.
Link your Ratibi Card to Payit, Apple Pay, Google Pay, and Samsung Pay.
Security Features & Troubleshooting
How to Set or Change Your PIN
- Visit any FAB ATM.
- Insert your Ratibi Card and choose PIN Change.
- Enter a new 4-digit PIN and confirm.
What to Do If Your Card is Lost or Stolen?
- Immediately report to FAB Customer Service:
- Contact: 600 52 5500
- Request a replacement card.
Hidden Features You Might Not Know
- Salary Advances – Get up to 50% salary in advance using the Payit App.
- International Money Transfers – Send money to 200+ countries instantly.
- Utility Bill Payments – Pay DEWA, Etisalat, DU, and other bills directly.
Common Issues & Troubleshooting
| Issue | Solution |
|---|---|
| Salary not credited? | Contact your employer or FAB customer support. |
| ATM withdrawal not working? | Ensure the ATM is part of Visa/MasterCard network. |
| Forgot PIN? | Reset it at a FAB ATM or call customer support. |
FAQs About Rabiti Card Salary Enquiry
What is a Ratibi card?
A Ratibi card is a prepaid payroll card issued to employees earning up to AED 5,000. It helps them receive their salary securely without a bank account.
What is a Ratibi salary card?
A Ratibi salary card is a prepaid payroll card for employees earning up to AED 5,000. It allows them to receive their salary without needing a bank account.
How can I check my salary in UAE?
You can check your salary through your payroll card’s online portal, mobile app, or ATM. You can also contact your employer’s payroll department.
How can I check my Al Ansari PayPlus balance online?
You can check your balance using the Al Ansari Exchange mobile app, their website, or by visiting an Al Ansari Exchange branch.
How to transfer money from a Ratibi card?
You can transfer money from a Ratibi card by linking it to the Payit mobile app, which allows international transfers and bill payments.
What is a salary card?
A salary card is a prepaid card used by employers to pay salaries. Employees can withdraw cash or make purchases without having a bank account.
How do I check my card balance?
You can check your card balance through the card provider’s mobile app, website, ATMs, or by calling customer service.
