Best FAB Credit Cards 2025 – Cashback, Travel & Rewards
FAB Credit Cards offer cashback, travel perks, and exclusive discounts for different spending needs. The FAB Cashback Credit Card gives up to 5% cashback on groceries, dining, and shopping. Frequent travelers can enjoy airport lounge access, free airport transfers, and travel insurance with the FAB World Elite Credit Card.
The FAB SHARE Credit Card provides up to 7% rewards at Carrefour, VOX Cinemas, and Ski Dubai. Users can also enjoy 0% easy payment plans, lifestyle discounts, and secure digital banking with the FAB Mobile app. Apply now to get the best benefits from FAB Credit Cards in the UAE.
What is a FAB Credit Card?
A FAB Credit Card is offered by First Abu Dhabi Bank (FAB) in the UAE, providing benefits like cashback, travel perks, and shopping discounts. Different cards cater to various needs, such as high cashback on spending or free airport lounge access. Customers can choose a card based on their income and spending preferences.
FAB Credit Card Types
FAB offers various credit cards to suit different needs:
- Cashback Card: FAB Cashback Credit Card – Earn up to 5% cashback.
- Shopping & Lifestyle Cards: FAB SHARE, Rewards Indulge, Manchester City Card – Rewards on shopping, dining, and entertainment.
- Premium Card: FAB Elite Credit Card – Exclusive lifestyle benefits and high rewards.
- Education Card: FAB GEMS Card – Save on GEMS school fees.
- Travel Cards: Etihad Guest & FAB Travel Card – Earn miles and travel perks.
- Low-Interest Card: FAB Low-Rate Card – Lower interest for affordable payments.
- Telecom Card: du Titanium Card – Discounts on du bills.
- Al-Futtaim Cards: BLUE FAB Infinite, Signature & Platinum – Cashback and offers on Al-Futtaim brands.
Choose the best FAB card for your needs!
Savings & Cashback Credit Cards
Lifestyle FAB Credit Cards
FAB Travel Credit Cards
Best FAB Credit Cards in UAE (2025)
1. FAB Cashback Credit Card
- Salary: AED 5,000 | Annual Fee: AED 300
- 5% cashback on groceries, fashion, and dining
- 3% on international spends, 1% on all other spends
- Discounted movie tickets
2. FAB World Elite Credit Card
- Salary: AED 50,000 | Annual Fee: AED 1,500
- Free airport lounge access & airport transfers
- Travel insurance & valet parking
3. FAB GEMS Titanium Card
- Salary: AED 8,000 | Annual Fee: AED 315 (1st year free)
- 4.25% cashback on GEMS school fees
- 0% installment plans for fees
4. FAB Etihad Guest Infinite Card
- Salary: AED 30,000 | Annual Fee: AED 2,500
- 55,000 welcome miles & up to 7.5 miles per AED 10 spent
- Free airport lounge access
5. FAB SHARE Credit Cards (Standard, Platinum, Signature)
- Salary: AED 5,000 – 30,000 | Annual Fee: AED 315 – 1,050
- Up to 7% cashback at Carrefour, discounts on VOX Cinemas, Ski Dubai
6. FAB Manchester City FC Card
- Salary: AED 5,000 | Annual Fee: AED 315
- Exclusive access to matches, stadium visits & player meetups
7. FAB Blue FAB Infinite Card
- Salary: AED 40,000 | Annual Fee: Free
- 5% cashback at Al-Futtaim stores, travel benefits
Apply now for the best FAB credit card!
FAB Credit Cards 2025: Types, Salary Requirements & Fees
First Abu Dhabi Bank (FAB) credit cards, detailing their minimum monthly salary requirements and annual fees:
| Credit Card | Minimum Monthly Salary | Annual Fee |
|---|---|---|
| FAB Cashback Credit Card | AED 5,000 | AED 300 |
| FAB Elite Credit Card | AED 50,000 | AED 1,200 |
| FAB SHARE Standard Credit Card | AED 5,000 | Free |
| FAB SHARE Platinum Credit Card | AED 10,000 | AED 1,000 |
| FAB SHARE Signature Credit Card | AED 30,000 | AED 1,500 |
| FAB GEMS Titanium Mastercard Credit Card | AED 8,000 | AED 315 |
| Etihad Guest Infinite Credit Card | AED 30,000 | AED 2,500 |
| Etihad Guest Signature Credit Card | AED 15,000 | AED 1,500 |
| Etihad Guest Platinum Credit Card | AED 8,000 | AED 500 |
| FAB Low-Rate Credit Card | AED 10,000 | AED 300 |
| du Titanium Credit Card | AED 5,000 | Free |
| Manchester City Titanium Credit Card | AED 5,000 | Free |
| BLUE FAB Infinite Credit Card by Al-Futtaim | AED 40,000 | Free |
| BLUE FAB Signature Credit Card by Al-Futtaim | AED 15,000 | Free |
| BLUE FAB Platinum Credit Card by Al-Futtaim | AED 8,000 | Free |
Please note that some annual fees may be waived for the first year or under specific conditions.
Eligibility Criteria for FAB Bank Credit Card
To apply for a FAB credit card, applicants must meet the following criteria:
- Age Requirement: Minimum 21 years old.
- Minimum Monthly Salary: Ranges from AED 5,000 to AED 50,000, depending on the card type.
- Employment Status: Salaried employees and self-employed individuals can apply.
- Credit Score: A good credit history is required to qualify for premium credit cards.
How to Apply for Credit Card?
Applying for a FAB credit card is simple and can be done online or at a FAB branch.
Steps to Apply:
- Visit the FAB Website (www.bankfab.com) or a branch.
- Select the Credit Card that fits your needs.
- Fill out the Online Application Form with your personal details.
- Submit the Required Documents:
- Passport copy & Emirates ID
- Salary certificate or bank statement (last 3-6 months)
- Trade license (for self-employed individuals)
- Wait for Approval: Processing usually takes 5-7 business days.
Managing Your FAB Credit Card
Customers can manage their FAB credit card through the FAB Mobile App, where they can:
- Check available credit limit and transaction history.
- Pay bills and set up auto-payment options.
- Redeem FAB Rewards and cashback.
- Enable or disable international transactions for security.
- Track spending and set monthly budget alerts.
FAB Credit Card Fees and Charges
Each FAB credit card has its own fee structure. Here are the common fees:
| Fee Type | Charge |
|---|---|
| Annual Fee | AED 0 – AED 1,500 |
| Late Payment Fee | AED 241.50 |
| Cash Advance Fee | 3.15% (Min AED 105) |
| Foreign Currency Exchange Fee | 2.49% |
| Interest Rate | Up to 3.50% per month |
Best Benefits of FAB Credit Cards
FAB Credit Card Benefits
- Cashback Rewards – Earn up to 5% cashback on groceries, fashion, dining, and international spending.
- Travel Perks – Get free airport lounge access, airport transfers, and travel insurance with premium FAB cards.
- Dining & Lifestyle Discounts – Save up to 50% on dining, shopping, and movies. Get free valet parking at selected locations.
- FAB Rewards & SHARE Points – Earn points on every spend and redeem them for cashback, flights, and hotel stays.
- 0% Easy Payment Plans – Convert big purchases into monthly installments with no interest.
- Security & Exclusive Offers – Enjoy advanced security, customized spending controls, and special deals on shopping, travel, and entertainment.
Apply now and get the best benefits with FAB Credit Cards.
FAQs Regarding FAB Credit Card
What is the minimum salary required for a FAB credit card?
First Abu Dhabi Bank (FAB) typically requires a minimum monthly salary of AED 5,000 for their credit cards.
What is the general minimum salary for obtaining a credit card in the UAE?
Most banks in the UAE set the minimum salary requirement for credit card applicants at AED 5,000 per month.
Which credit card is best in the UAE for a salary of AED 5,000?
For individuals earning AED 5,000 monthly, several credit cards offer attractive benefits:
- Emirates NBD Blue Credit Card – No annual fee and a credit limit up to 2.5 times your monthly salary.
- Mashreq Neo Credit Card – AED 200 annual fee waived for the first year; credit limit up to twice your monthly salary.
- RAKBANK Titanium RED Credit Card – AED 200 annual fee; credit limit up to twice your monthly salary.
What is the minimum salary for a credit card with an AED 3,500 limit?
Generally, banks in the UAE require a minimum salary of AED 5,000 to issue credit cards. Therefore, obtaining a credit card with a limit of AED 3,500 would typically necessitate meeting this salary requirement.
Can I get a credit card with a salary of AED 4,500?
While the standard minimum salary requirement is AED 5,000, some banks may consider applicants with slightly lower incomes, such as AED 4,500. However, options may be limited, and approval is not guaranteed.
Does FAB offer a zero balance account?
Yes, FAB provides accounts that do not require a minimum balance, catering to customers seeking flexible banking solutions.
Which credit card is best for a low salary?
For individuals with lower salaries, the following credit cards are worth considering:
- Emirates NBD LuLu 247 Titanium Credit Card – No annual fee and rewards on daily spends.
- RAKBANK Titanium Credit Card – No annual fee and cashback on retail purchases globally.
Who is eligible for a credit card in the UAE?
Eligibility criteria for credit cards in the UAE generally include:
- Age – Applicants should be between 21 and 60 years old.
- Income – A stable monthly income, typically a minimum of AED 5,000.
- Employment Status – Proof of employment or a steady income source is required.
It’s important to note that meeting these criteria does not guarantee approval, as banks also assess credit history and other factors.
Final Thoughts
FAB credit cards offer a variety of features, ensuring there is an option for everyone—from cashback seekers and frequent travelers to elite spenders. By choosing the right FAB credit card, you can maximize rewards, save money, and enjoy exclusive benefits tailored to your lifestyle.
